Gold Bullion IRA? Read Customer Reviews First

Gold Bullion IRA? It’s Important to Read Customer Reviews Before You Invest

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The Side Effects Bankruptcy

chapter 7 bankruptcyWhen considering bankruptcy it easy to think of the immediate benefits of getting the creditors to stop harassing you, but how long does the peace last? Few think of life after bankruptcy, the sode effects left behind. Every situation is unique and Irvine bankruptcy attorneys can help you with the process.  Hobbslegalsolutions.com can provide counseling advice on the questions you have and the questions you should ask.

The good part is you will be relived of your financial burden after work out a repayment plan or be discharged of all your debts. The bad part is that after the smoke clears your credit is toast for 7 to 10 years, making it difficult to get loans or these days even getting work.

If you know that going in, bankruptcy can be the fresh start too rebuilding your credit rating and living the life you want.


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Define Severance Pay Before Employment

Severance PayEven though no law requires an employer to pay severance pay, there are many reasons that an employer may choose to do so. First, by offering a severance package, an employer may be able to persuade the employee to sign a release of claims. This is a written legal contract between the departing employee and the employer that indemnifies the employer against discrimination and wrongful termination lawsuits. At that point engaging a top law firm would be required, but that could be avoided.

Tom McKinney, NJ employment lawyer advises that if a severance package is defined before employment, it becomes another benefit to be advertised to a prospective employee. It may be possible to negotiate a lower overall compensation rate in return for a more lucrative benefits package.

Finally, offering a severance package builds up goodwill between the corporation and the departing employee that bolsters the corporation’s reputation and could lead to better success attracting future employees. These are just some of the reasons many corporations have adopted severance packages in their corporate policies.

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How to Negotiate Severance

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Severance Pay & Unemployment

unemploymentSeverance pay can affect unemployment benefits. New legislation now includes severance pay in the total compensation used to calculate unemployment benefits. This increased remuneration rate serves to reduce unemployment benefits in one of two ways. If the severance package is paid out in one lump sum, only the first week of benefits will be reduced. However, if severance is paid out in installments, unemployment benefits will be reduced over that entire period.

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Should You Take A Severance Package?

hobbs legal solutionsEven though no law requires an employer to pay severance pay, there are many reasons that an employer may choose to do so. First, by offering a severance package, an employer may be able to persuade the employee to sign a release of claims. This is a written legal contract between the departing employee and the employer that indemnifies the employer against discrimination and wrongful termination lawsuits.

If a severance package is defined before employment, it becomes another benefit to be advertised to a prospective employee. It may be possible to negotiate a lower overall compensation rate in return for a more lucrative benefits package.

Finally, offering a severance package builds up goodwill between the corporation and the departing employee that bolsters the corporation’s reputation and could lead to better success attracting future employees. These are just some of the reasons many corporations have adopted severance packages in their corporate policies.

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Filed under employment law, severance pay

Can I buy a house after bankruptcy?

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Filed under bankruptcy, loan modification

Chapter 13

the law 2Chapter 13 bankruptcy is a court-approved program of personal financial reorganization designed to last for three to five years of repayment. It is not required that creditors must be repaid in full if one files for Chapter 13 reorganization. That’s a common misconception that, unfortunately, often deters those who need the help most from considering it. In fact, many times the debts owed to unsecured creditors such as credit cards and medical creditors are wiped out without one single payment. Remarkable, isn’t it? Consider that as you review the bills and collection statements sent to you from your credit card and medical creditors.

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Filed under bankruptcy, chapter 13 bankruptcy